The Company
Hamilton Locke was established to provide help and advice on debt solutions to UK residents. We work independantly and with professional introducers to offer free access to a wide range of debt solutions.
Every enquiry to Hamilton Locke is assessed by our experienced team of debt advisors, who will consider all of the options available to you before recommending the best course of action. We will always undertake a full assessment of your circumstances before recommending the most appropriate debt solution.
As a client of Hamilton Locke, you benefit from:
- Free, no-obligation access to the widest range of debt solutions
- Simple, online referral facilities
- Individual, best-advice recommendations
- A personal debt manager dedicated to your case.
Hamilton Locke takes care of all recommendations, documentation and processing, giving you the peace of mind that your finances are being handle in the best possible way.
Our Products and Services
Debt Management - Our job as a Debt Management Company is to advise you on the best way to deal with your debt problems and find the most appropriate solution for you.
We will not charge you for the initial advice we provide and you will be under no obligation to follow any suggestion we make regarding your finances.
Debt Consolidation Loans - Debt consolidation refers to the practice of paying off all of your outstanding debts with an individual loan.
Consolidating your debts makes payment much easier and can lower the interest rate you are currently paying. It also allows for the loan period to be extended making monthly payment much more manageable.
Individual Voluntary Arrangement & Insolvency - Insolvency refers to the inability to pay your debts as they fall due causing escalating debts and potential bankruptcy.
If you are in a situation where you can no longer pay your debts you may be able to sign up to an IVA and avoid the consequences of bankruptcy.
Bankruptcy - Bankruptcy is a court process designed to help eliminate a consumers debt when no other alternatives are available.
Bankruptcy has some long lasting effects and should only be considered as a last resort. If you are faced with the prospect of bankruptcy you should look at alternatives to bankruptcy as soon as possible and seek advice from an expert before making any decision.