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TCF Referral Fees

IVA cases

  • A referral fee of up to £750 is paid for every IVA case submitted upon completion.
  • Referral fees are payable to an introducer in recognition of the works undertaken to identify and refer the client to Hamilton Locke, and in gathering the relevant information.
  • Nominee and supervisory fees applied to an IVA are negotiated by the Insolvency Practitioner employed by Hamilton Locke during drafting and proposal acceptance.
  • There are no fees applicable in addition to the nominee and supervisory fees outlined in the IVA proposal.

Debt Management

We understand that in today’s market cash-flow is an important part of a brokers business, which is Hamilton Locke have decided to increase the amount paid to introducers upfront. You will now receive 100% of the clients first monthly payment (instead of 50% previously) meaning commissions will be doubled and will reach you quicker – improving cash flow.

Please note: This is for all new business and will not affect any existing trail agreements already in place – these will still be honoured.

Assisted Bankruptcy

  • A referral fee of up to £750 is paid for every assisted bankruptcy case submitted and completed.

Protected Trust Deeds (PTD)

  • A Protected Trust Deed is available to clients residing in Scotland.
  • A referral fee of £300 will be paid to the introducer once a PDT has been approved by the creditors.

Learn More

You don't need to have a case to become an introducer at TCF.

If you are already registered with TCF and want to submit a case our dedicated team are ready to help.

Terms & Conditions

To qualify for trail commission Introducers must complete 1 debt management case per quarter, trail commission is not payable on cases submitted on options 1 and cases submitted on option 2 do not qualify for the additional 25% incentive for completing 5 or more debt management cases. A completed IVA is a case passed at meeting of creditors. A completed bankruptcy cases is a case accepted in court. Client first payment means first months calculated disposable income applicable to the clients agreed debt management plan only.

In order to receive both the initial indemnity payment and ongoing monthly trail referral fees applicable to DMP completions, an Introducer must agree and adhere to the terms and conditions defining a "live" agency with Hamilton Locke.

"Live" agency definition – an Introducer must:

  • Sign and return a copy of the Hamilton Locke trading agreement
  • Provide Hamilton Locke with a copy of a Consumer Credit Licence displaying the correct company name/trading style
  • Provide The Hamilton Locke with current contact information and subsequent updates upon change of address or contact details
  • Agree to receive marketing literature and information relating to the products and services available through Hamilton Locke
  • Agree to use the services provided by Hamilton Locke exclusively for all further debt solution referrals identified

We reserve the right to review referral fee structures on a monthly basis.

The information contained within this website is for the guidance of financial intermediaries only and is not intended for members of the public. None of the information contained within this website is to be used to indicate a willingness to enter into any transaction to which the details relate. Hamilton Locke (UK) Limited is licensed under the Consumer Credit Act.

Hamilton Locke (UK) Limited, registered trading address is at 7 Millbank House, Riverside Business Park, Bollin Way, Wilmslow, Cheshire, SK9 1BJ. Registered company number 06369574.